As a consumer, "it pays to discover" the five items that can't be bought with your credit card and the reasons behind the policy.
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While credit companies typically want you to pull out their credit card for a purchase, the payment networks -- American Express, Discover, Master Card and Visa -- won't approve so-called naughty purchases.
These transactions are treated as high-risk activities or run afoul of federal law, even if state laws allow it.